About the Author

Michael Schmidt

Michael Schmidt is a freelance writer and a Business and Finance Contributor to Examiner.com. He was a financial representative at Fidelity Investments for over two years, where he traded securities and consulted with customers about their investment and retirement accounts. In addition to having his Series 7 and Series 63 licenses, he will be finishing his International MBA from Northern Kentucky University this fall. He can be reached at Michael.schmidt1985@yahoo.com.